Personal Loan Features & Benefits 

  • No end-usage restriction
  • Loan amount of up to Rs. 40 lakh, which can exceed depending on lenders’ discretion
  • Repayment tenure of up to 5 years, with some banks/NBFCs offering longer tenures
  • Minimal documentation
  • Quick disbursals

Loan Eligibility 

Applicants having excellent credit profiles may also qualify for pre approved/pre qualified personal loans with instant disbursal.

  •  Age: 18 – 60 years
  •  Income: Minimum Rs 15,000/month for salaried applicants
  •  Credit Score: Preferably 750 and above as having higher credit scores increase the chances of your loan approval at lower interest rates